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Finding the best mortgage rates just got easier – we do the work, you enjoy the wins

Our advisors compare packages across trusted banks to secure the best deal for you.

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First-time buyer? We’ll help you understand your eligibility and lock in a package that fits your needs.

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Switch to a lower rate and save more every month. Our refinancing experts do the comparisons for you.

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Maximise Your Savings with Renovation Perks

Turn your property goals into reality, and get rewarded along the way. Celebrate your homeownership milestone with practical rewards for your new space when your loan is signed and approved through us!

🎁 

Guaranteed Reward: Get at least $188 IKEA Gift Card when your loan is approved and accepted with Ratesmart. T&Cs apply.

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At least

$188 IKEA Gift Card*

guaranteed

when when you finance your home with RateSmart.

*T&Cs apply.

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+65 9889 1298

wai@ratesmart.sg

77 High Street Plaza #10-12

Singapore 179433

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© 2025 RateSmart Mortgage. All rights reserved

RateSmart’s Mortgage Calculator, Tdsr Calculator, and Rate Comparison Tool are for illustrative purposes only and is not to be relied upon as professional advice. RateSmart Mortgage and its associated entities do not represent or warrant that the results from the calculators are complete or accurate, and accepts no liability whatsoever for any loss arising directly or indirectly as a result of any person acting on any information presented herein. These tools does not take into account the financial background, tax/legal position or investment objectives specific to each user. You are advised to consult a mortgage specialist before making any decision pertaining to your property financing.

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