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Trusted legal support for every stage of life.

Whether you're buying a home, planning for the future or navigating a legal issue, our experienced team is here to provide clarity and guide you every step of the way.

RateSmart’s Legal Services

Divorce and Family Law

Compassionate and discreet legal advice for divorce, custody, and related matters.

Decoupling

Seamlessly manage property ownership restructuring to optimize financing and long-term planning.

Dispute Resolution

Managing complex matters with clarity

Tenancy Agreements & Disputes

From drafting tenancy contracts to resolving disagreements between landlords and tenants, we protect your interests on both sides.

Wills & Lasting Power of Attorney (LPA)

Plan ahead and secure your legacy with trusted legal guidance for wills and LPAs.

Immigration Applications

Get professional help with PR, work passes, and citizenship applications. We simplify the process so you can focus on what matters most.

Expert guidance for your
home loan journey.

Apply online

It only takes minutes to start bringing your goals into focus.

Get matched with an advisor

Our team reviews your needs and connects you with a legal expert.

Receive a quote with tailored advice

We’ll walk you through your options clearly, with no hidden fees.

Save yourself Time and Money

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Our strength lies in the combination of financial expertise, trusted legal counsel, and validated partners.

Mortgage Expertise

Our advisors offer years of experience and integrity, providing personalized solutions that are tailored, transparent, and aligned with your best interests.

Trusted Legal Guidance

Highly experienced and holistic legal backbone that goes beyond financing

One-Stop Support

You don’t need to juggle multiple providers, we integrate the process so you can focus on what matters most.

Exclusive Rewards

Earn loyalty points with our services and redeem them for savings on conveyancing, dispute resolution, or future renovations.

Maximise Your Savings with Renovation Perks

Turn your property goals into reality, and get rewarded along the way. Celebrate your homeownership milestone with practical rewards for your new space when your loan is signed and approved through us!

🎁 

Guaranteed Reward: Get at least $188 IKEA Gift Card when your loan is approved and accepted with Ratesmart. T&Cs apply.

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At least

$188 IKEA Gift Card*

guaranteed

when when you finance your home with RateSmart.

*T&Cs apply.

+65 9889 1298

77 High Street Plaza #10-12

Singapore 179433

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© 2025 RateSmart Mortgage. All rights reserved

RateSmart’s Mortgage Calculator, Tdsr Calculator, and Rate Comparison Tool are for illustrative purposes only and is not to be relied upon as professional advice. RateSmart Mortgage and its associated entities do not represent or warrant that the results from the calculators are complete or accurate, and accepts no liability whatsoever for any loss arising directly or indirectly as a result of any person acting on any information presented herein. These tools does not take into account the financial background, tax/legal position or investment objectives specific to each user. You are advised to consult a mortgage specialist before making any decision pertaining to your property financing.

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