
RateSmart’s Legal Services
Divorce and Family Law
Compassionate and discreet legal advice for divorce, custody, and related matters.
Decoupling
Seamlessly manage property ownership restructuring to optimize financing and long-term planning.
Dispute Resolution
Managing complex matters with clarity
Tenancy Agreements & Disputes
From drafting tenancy contracts to resolving disagreements between landlords and tenants, we protect your interests on both sides.
Wills & Lasting Power of Attorney (LPA)
Plan ahead and secure your legacy with trusted legal guidance for wills and LPAs.
Immigration Applications
Get professional help with PR, work passes, and citizenship applications. We simplify the process so you can focus on what matters most.
Expert guidance for your
home loan journey.
Apply online
It only takes minutes to start bringing your goals into focus.
Get matched with an advisor
Our team reviews your needs and connects you with a legal expert.
Receive a quote with tailored advice
We’ll walk you through your options clearly, with no hidden fees.

Our strength lies in the combination of financial expertise, trusted legal counsel, and validated partners.
Mortgage Expertise
Our advisors offer years of experience and integrity, providing personalized solutions that are tailored, transparent, and aligned with your best interests.
Trusted Legal Guidance
Highly experienced and holistic legal backbone that goes beyond financing
One-Stop Support
You don’t need to juggle multiple providers, we integrate the process so you can focus on what matters most.
Exclusive Rewards
Earn loyalty points with our services and redeem them for savings on conveyancing, dispute resolution, or future renovations.
Maximise Your Savings with Renovation Perks
Turn your property goals into reality, and get rewarded along the way. Celebrate your homeownership milestone with practical rewards for your new space when your loan is signed and approved through us!
🎁
Guaranteed Reward: Get at least $188 IKEA Gift Card when your loan is approved and accepted with Ratesmart. T&Cs apply.

At least
$188 IKEA Gift Card*
guaranteed
when when you finance your home with RateSmart.
*T&Cs apply.
